Navigating the home-buying process can be a challenge and we strive towards making the process simple and helping you to find the right home for your family's needs.  There are so many things to think about about during this time.  How much home can I afford?  What are the interest rates at this moment?  Do I have enough money for a down payment?  Would it be wise to consider a 15 instead of a 30-year mortgage?  What financial documents are needed in order to make an offer on a house?  Are you able to back out of a transaction after an offer has been submitted to the seller?  These are all good questions.  After I've answered them all, you'll feel more comfortable and your stress level will be at a more manageable level.  That's a promise!